Tuesday, November 5, 2013

Reduce/Eliminate Debt Week 5

Along with Eating Healthy, this is sad been my most successful Sea Change month so far.  I had two focuses: killing monthly recurring payments and making better impulsive financial decisions.  

I was hugely successful with the first.  I tried to tackle these by identifying, prioritizing, and systematically killing each payment.  By the end of the month, I was able to reduce payments by $196/month!  I have a few that I wasn't able to finish, and I will continue to work on those, but I'm extremely satisfied.

The second goal was mostly unsuccessful and really just made me feel guilty.  I said the Financial Intention every day, but it didn't really help.  I have a thought that I could really help reduce that bad behavior by just making a rule that I can't go to convenience stores.  It's stupid and small, but I think it would save me from impulsive little purchases as well as buying things that aren't healthy (basically the only thing healthy in a convenience store is water).


Leo wants me to Read More this month, but I'm not really interested in that.  I read already, and I don't need to put pressure on that.

Instead, I've decided to do the Writing month again.  I really think I could benefit from it, and I don't think I gave it a fair shake last time.

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